Harry Holman, HWH’s M.D., has been involved in the construction insurance industry for more than 10 years and has a solid understanding of the pressures on the industry.
We understand the variety of issues involved in the industry, which range from the economic environment (including material costs and labour), to regulatory requirements and planning, to the cashflow issues subcontractors face on a weekly basis.
We understand the usual payment process for site work in terms of applications, variations and retention.
Being experts in credit insurance we can also assist in insuring your debtors ledger protecting your cash flow.
Whether you are a one-man business or a large construction firm, we are proficient in providing quality insurance policies that protect your business and conform to JCT contract conditions where necessary and required.
We draw upon a range of insurances to build a bespoke, annual insurance solution for your business, which will protect you from many risks, both physical and financial.
Typical construction clients of HWH Associates include
- General contractors
- Single contract cover
- Civil engineering contractors
- Groundwork contractors
- Piling and ground engineering contractors
- Plant hire companies and associations
- Property developers and house builders
- Recruitment and labour supply
- Roofing contractors
- Demolition contractors
- Scaffolding contractors
- Latent defects
- JCT contract compliance
What’s usually included on a Contractors insurance policy?
- Public Liability
- Employers Liability
- Contract works
- Plant & machinery
- Tools cover
- Personal accident
- Business interruption
- Legal expenses