Professional Indemnity Insurance

HWH provides independent insurance advice and solutions

Professional indemnity insurance (PI insurance) – provides cover for the legal costs and expenses involved in defending a claim, as well as compensation payable to your client if you are found to have given negligence advice or design in a professional capacity.


In professions such as financial advisors and accountants there is a legal requirement to have professional indemnity insurance in place. In most cases where you are providing advice or design there is now a professional expectation from the client that you hold PI cover.



You should consider PI for the following reasons:


  • You provide an expert service
  • In case you make a mistake in designs, plans or calculations
  • You handle people’s information
  • You could face claims if you accidentally disclose data or infringe on a client’s legal rights
  • Many clients will require that you have professional indemnity insurance in place before you can start working for them
  • You might belong to a professional body or industry association where professional indemnity insurance is compulsory
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