Transport & Freight

HWH provides independent insurance advice and solutions

Commercial Vehicle

We offer competitive solutions for private vans and for small fleets, with cover designed to reflect your business sector and the way you use your vehicles.


We will search the market to find the widest level of cover for the best possible price. We also have access to exclusive scheme arrangements.



Our range of cover options can include:


  • Fully comprehensive cover
  • Third party, fire and theft only
  • Tools and equipment
  • Goods in transit
  • 24-hour breakdown included, with optional upgrade to include Europe
  • Windscreen and vehicle glass included, with free repairs or £60 excess for replacement
  • Free accident recovery
  • Legal expenses
  • In-vehicle equipment, including phone, sat navigation, and entertainment
  • EU states plus Croatia, Iceland, Liechtenstein, Norway and Switzerland
  • Replacement locks – up to £1,000 for replacing lost or stolen keys including replacement locks, lock transmitter, recording or replacing the alarm system
  • Personal clothing

Marine Cargo

Whether you need your cover on a case-by-case basis, or as an annual policy, our marine cargo insurance covers your goods in transit, both internationally and domestically within the UK, whether by road, rail, sea or air and can also include both temporary and long-term storage during or at the end of the process.



What’s usually included on a Marine Cargo insurance policy?


  • Fire and explosion
  • Accidental damage
  • Loss of goods
  • Theft
  • Sinking, grounding and stranding
  • Heavy weather
  • General average and salvage charges
  • Piracy
  • War and strikes, including terrorism
  • Road traffic accident

Haulage Insurance

Our exclusive haulage insurance solutions offer you far reaching cover designed to match your business needs.


With policies designed to dovetail together, our haulage insurance experts specialise in making sure that you don’t have any gaps in cover. So whatever combination of haulage insurance you require – from motor, liability, transit and property – we’ll make it our priority to understand your business needs.



Calling upon our expertise and long-standing industry relationships, we will help to build you a policy package to fit. Our cover can include the following specialist haulage insurances:


  • Motor vehicles
  • Storage
  • Contingency cover for sub-contractors
  • Hazardous goods
  • Personal accident and illness
  • Public Liability

Motor Fleet Insurance

We offer your business the flexibility to insure all your vehicles under one policy and create your own bespoke cover. We will work with you to determine the level of cover that you need for your fleet of vehicles, taking into consideration the fleet use, vehicle types and driver profiles.


We can cater for a wide variety of vehicles types and can accommodate young drivers where there is a business requirement.


What’s usually included on a Fleet insurance policy?

  • Any Driver cover
  • New for old cover for vehicles under a year old where the damage exceeds 50% of the new list price of the vehicle
  • Medical expenses
  • Automatic policy cover within all EU countries
  • Personal belongings
  • Loss or theft of keys
  • Windscreen repairs
  • Can include breakdown services
  • Legal Protection cover and Motor Prosecution Defence Costs
  • Motor legal advice line providing 24/7 access to specialist
    legal advisors.
About HWH Insurance Brokers

At HWH, we believe that the client comes first. We always do our best to provide good, clear, and fair advice.

Contact us today on 01626 298 949

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