We understand that when something goes wrong, you need clear advice and support as quickly as possible.
Contact us as soon as possible if you need to make a claim or become aware of an incident that could lead to one. We will explain the next steps, liaise with your insurer where appropriate and support you throughout the claim.
During office hours
Monday to Friday, 9:00am–5:00pm
Call us on 0330 043 9240 or contact a member of our broking team through our About us page.
What we’ll need from you
To help us get things moving, please have as much of the following information available as possible:
- Your name and business/company name
- Your policy number, if available
- The date and time of the incident
- A description of what happened
- Details of any damage, loss or injury
- Photographs or video where appropriate
- Details of any other parties involved
- Police or crime reference number, where applicable
- Any correspondence, demands or allegations you have received
Important
Please do not admit liability, agree to settle a claim or enter into correspondence with another party without first discussing this with us or your insurer.
Where it is safe to do so, take reasonable steps to prevent further loss or damage. Keep photographs, receipts, damaged items and any other evidence wherever possible.
If you receive a letter, email, claim form or other formal correspondence about an incident, do not reply. Send it to us promptly so that we can liaise with your insurer where appropriate and advise you on the next steps.
Escape of water / fire / property damage
If you suffer serious property damage, take reasonable emergency measures to prevent it from getting worse, provided it is safe to do so. Photograph the damage and keep receipts and records of any emergency expenditure.
Liability incidents
If someone alleges that your business has caused injury, damage or financial loss, do not admit liability or respond to the allegation. Forward any correspondence to us immediately.
Emergency or out-of-hours claims support
For an urgent claim outside our normal office hours, check your policy documents for your insurer’s emergency or claims contact number.
Out-of-hours support varies by insurer and policy, so the service available to you will depend on the terms of your cover.
If people or property are in immediate danger, contact the appropriate emergency services first.
Notify HWH as soon as you can. We will support you with the claim when our office reopens.